Warm Bean Dip
Warm Bean Dip is loaded with creamy refried beans and sour cream, topped off with lots of cheese for the best comforting party dip!

Warm Bean Dip is creamy refried beans mixed with sour cream and Mexican seasonings topped with mounds of gooey cheese. It’s the perfect appetizer to serve at any party or to devour at home! With only a 10 minute prep time you can have this bean dip in your belly in no time!
I originally posted this recipe back in February 2012, but recently came back to the recipe and was a little mortified by the pictures. I quickly came to the realization that the pictures weren’t doing this dip any justice- like at all.
This bean dip is so good and mouthwatering, I thought I better make some to devour and take new pictures while I was at it. I immediately whipped up a pan of and snapped new pictures (while simultaneously trying not to eat the entire thing before I even took one picture). haha.
I gotta say, I really like how they turned out! A definite improvement from what they were before!

My daughter Kelsey helped me with the photoshoot and every time I turned away for one second, she was digging into the dip! It goes to show how good it really is, I seriously couldn’t keep her out of it. 😄
I could go on forever listing all the reasons I love this incredible warm bean dip. It’s rich, full of amazing flavor and oh so creamy. Whenever I’m in need of a quick-to-make and tasty appetizer this recipe is my go-to. It’s SO easy to make and only requires 5 ingredients! If that alone doesn’t convince you to get in the kitchen and make this dip, then I don’t know what will!
MORE DELICIOUS DIPS YOU MAY ALSO LIKE:
Fiesta Corn Dip
Jalapeño Popper Dip
Mexican Layer Dip
French Onion Dip

Warm Bean Dip
Ingredients
- 1 block (8 ounces) cream cheese softened
- 1 cup sour cream
- 2 cans (16 ounces, each) refried beans
- 1 packet (1 ounce) taco seasoning
- 1 cup shredded cheddar cheese
- 1 cup shredded Monterey jack cheese
Instructions
- Preheat oven to 350 degrees F. Mix together cream cheese and sour cream in a large bowl. Mix in refried beans until combined. Stir in taco seasoning.
- Spray a 9×13-inch baking dish with cooking spray. Spread bean mixture evenly into the bottom of the baking dish. Sprinkle the top evenly with both cheeses.
- Bake, uncovered, for 25 to 30 minutes or until cheese in melted and bubbly. Serve with tortilla chips. Enjoy!
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This looks delicious, but we don’t eat sour cream. Is there a way to substitute something else in its place?
Thanks!
OOOO..THAT LOOKS SO GOOD!! IS THERE A LOW-FAT VERSION? LOL!
I am trying this tonight for a side dish to our mexican meal.Looking like it is gonna turn out awesome.
This is fantastic. I served it as an appetizer and there was not a drop left. I did use fat free re-fried beans and they worked great.
This is SOOO good!! I love it!!
making this for our memorial day party today! thanks for posting 🙂 looks super easy and delicious.
I made this with things I had on hand today. It was delicious as a supper with a salad. Thank you. I posted a link to you on my blog. Thank you for sharing.
Yum! Beans with lard and tons more lard in the form of regular and cream cheese and let’s not forget the lard filled sour cream!
Why not just scoop up some lard on a chip and call your doctor and tell him in a few years to schedule you for a triple bipass!
Oh Wow – you obviously don’t understand how this all works – you “try” the recipe and then rate it. It’s not about posting mean comments. Loved to be invited to your house and then just say, “Oh I can’t eat THAT! It’s disgusting.” That’s basically what you are saying to this person. Are you always this mean spirited? Keep your mean comments to yourself. If it wasn’t something you cared for … move on. I could say a whole lot more on your comments but then … what’s the point … you prob. wouldn’t get it. Hope you don’t do this on other sites, too. My Mom would say …. Shame on you.
You are filled with anger. I hope you get some counseling.
This sounds great. I make one similar I just add a jar of salsa between the beans and the cheese. Awesome!
This was very easy and good. The only note I have to add is to eat it while hot. The cheese solidifies and gets hard if left outside too long!
I added a pound of browned Lean Ground Chuck, we ate it for dinner with tortilla shells. Yummy!
Instead of baking this, could you do it in a crockpot?
Soooooo good and cheesy! To anonymous with nothing good to say – beans are full of fiber and protein. The cheeses and sour cream are full of calcium. True, there is lots of fat and calories, but for an occasional snack – too good to pass up. Guess your mother never told you that if you don’t have anything nice to say not to say anything at all.
Amen, lori. Btw, we know that Sour cream has no lard in it and vegetarian refried beans are so yummy (sans lard).
You can substitute plain yogurt for the sour cream. I’ve done this on a few occasions and it turns out great!
Ditto what Lori said!!! I plan on trying this today. Can’t wait.
I make something like this and hubby swears (after 17 years of marriage) its why he married me 🙂 I might have to tries yours though, mine has only beans, cream cheese, a little garlic powder and cheese. Thanks for posting, and I found you via pintrest!
I just made it for a party… And it was a hit! I used fat free beans, Greek yogurt, and low fat cheese! I also baked my own chips! Thanks!
Made this tonight, soooo good. I think I’ll use half the cheese next time though, got a little rubbery as it cooled. I used fat free sour cream & low fat cream cheese & couldn’t tell a difference, it was still delicious!
I made this recently and adapted mine from the same recipe on allrecipes.com! Too funny – I think I’m going to have to make it this weekend…your pictures are making my mouth water! Feels so good to be back blogging!
I just made this for the Steelers came…like you I am taking football season to make some great dips. This turned out FANTASTIC I instantly had to follow this great blog. I recently started my food blog in march and its slowly getting some views. I would love if you would look at it and share any comments. Thanks for the awesome recipe!!
I saw this on Pinterest and tried it today and it turned out AMAZING and delicious. Thank you so much for sharing this recipe!
I just made this, one word AMAZING! So good! Even my boyfriend, who hates refried beans, ate it! Love love LOVE!
BEST bean dip i have EVER eaten!! My family absolutely loves it. Thanks for the recipe!
Made this today. I added diced onions and diced Jalepeno’s to the bean mixture. Very good.
Mummies, I’m going to make this for Superbowl Sunday:)