Warm Bean Dip

AppetizersBeansCheeseDipsEasyEatsLunchMeatlessParty Foodsavory

Warm Bean Dip is loaded with creamy refried beans, sour cream and Mexican seasonings. It’s topped off with lots of gooey cheese for one incredible dip!


With all the talk and posting of Super Bowl party food I have to be honest, I am not a fan of football. At all. No offense to any of you fans out there, but I’m just keeping it real. Thankfully, I lucked out and married a man that isn’t a football fan either. He is a lover of motocross and dirt bikes. I can live with that. 😉 

I am a fan of amazing football food though, and this incredible Warm Bean Dip is one of them. With my confession of not liking football, we do like to watch the Super Bowl. My husband and I watch it every year and we enjoy. It’s probably because it is a GREAT excuse to make all types of different appetizers to devour while we watch it. This warm bean dip is one I’ll be making for it this year! It is D-I-V-I-N-E!



Warm Bean Dip
Prep time
Cook time
Total time
  • 1 (8 ounce) package cream cheese, softened
  • 1 cup sour cream
  • 2 cans (16 ounces, each) refried beans
  • 1 packet taco seasoning
  • 2 cups cheddar cheese, shredded
  • 2 cups Monterey jack cheese, shredded
  1. Preheat oven to 350 degrees F. Mix together cream cheese and sour cream in a large bowl. Mix in refried beans until combined. Stir in taco seasoning.
  2. Spray a 9x13 inch baking pan with cooking spray. Spread mixture evenly into the bottom of the baking dish. Sprinkle the top with both cheeses.
  3. Bake for 25-30 minutes, or until cheese in melted and slightly browned. Serve with tortilla chips.





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77 thoughts on “Warm Bean Dip

  1. This looks amazing! My friends and I are bean lovers, haha, so we’ll have to try this one day. Unfortunately, I just had my gall bladder removed, though, so it’ll be a little while before I get to try it. Your recipes always look amazing!

    1. I had mine removed in 2007 and I am able to eat nearly everything. You will know what you can and can’t eat but it won’t be as horrendous as the symptoms you may have had WITH your gall bladder. Just wanted to give you something to look forward to…. PS Mine was removed the same time I had gastric bypass. It took a little longer for me to figure out what i could and couldn’t eat because of the bypass. Hang in there! 🙂

  2. I have to confess that I am not a football fan either…I like super bowl just for the food and commercials:-) And food like this dip is exactly why I like it!!!!

  3. I make one similar but I use the fat free retried beans on top of the 1/3 less fat cream cheese & then put a jar of my favorite salsa on top of that & then a layer of 2% cheese. It’s yummy & a little lighter.

  4. My husband hates Mexican-ish food and especially any food with beans. It’s a really sad situation because those are my two favorite types of foods. That said, I made this tonight and he devoured it! Thanks!

  5. I just made this tonight and it’s AMAZING! I thought about adding some green onions and salsa but didn’t have it on hand. Might add those with it next time. Thanks for the recipe! It was super easy and delish!

  6. ^^^—- I was wondering the same. I’d imagine it wouldn’t take long for the cheese to start hardening after it gets out of the oven, unless you have enough people eating it fast enough to not have to worry about it, lol.

  7. This is fantastic. I served it as an appetizer and there was not a drop left. I did use fat free re-fried beans and they worked great.

  8. Yum! Beans with lard and tons more lard in the form of regular and cream cheese and let’s not forget the lard filled sour cream!

    Why not just scoop up some lard on a chip and call your doctor and tell him in a few years to schedule you for a triple bipass!

    1. Oh Wow – you obviously don’t understand how this all works – you “try” the recipe and then rate it. It’s not about posting mean comments. Loved to be invited to your house and then just say, “Oh I can’t eat THAT! It’s disgusting.” That’s basically what you are saying to this person. Are you always this mean spirited? Keep your mean comments to yourself. If it wasn’t something you cared for … move on. I could say a whole lot more on your comments but then … what’s the point … you prob. wouldn’t get it. Hope you don’t do this on other sites, too. My Mom would say …. Shame on you.

  9. This sounds great. I make one similar I just add a jar of salsa between the beans and the cheese. Awesome!

  10. This was very easy and good. The only note I have to add is to eat it while hot. The cheese solidifies and gets hard if left outside too long!

  11. Soooooo good and cheesy! To anonymous with nothing good to say – beans are full of fiber and protein. The cheeses and sour cream are full of calcium. True, there is lots of fat and calories, but for an occasional snack – too good to pass up. Guess your mother never told you that if you don’t have anything nice to say not to say anything at all.

        1. Margaret, that just means your comment is waiting to be approved by the blog administrator (me) 🙂 Us bloggers get a lot of rude and unnecessary comments so I’m glad I get to hit ‘delete’ on those ones 🙂

  12. You can substitute plain yogurt for the sour cream. I’ve done this on a few occasions and it turns out great!

  13. I make something like this and hubby swears (after 17 years of marriage) its why he married me 🙂 I might have to tries yours though, mine has only beans, cream cheese, a little garlic powder and cheese. Thanks for posting, and I found you via pintrest!

  14. Made this tonight, soooo good. I think I’ll use half the cheese next time though, got a little rubbery as it cooled. I used fat free sour cream & low fat cream cheese & couldn’t tell a difference, it was still delicious!

  15. I just made this for the Steelers came…like you I am taking football season to make some great dips. This turned out FANTASTIC I instantly had to follow this great blog. I recently started my food blog in march and its slowly getting some views. I would love if you would look at it and share any comments. Thanks for the awesome recipe!!

  16. One year ago today, you posted this amazing recipe. About 6 months ago, a friend introduced it to me at her housewarming/Pinterest party. Today? I am making it for myself for the Super Bowl and I. CAN’T. WAIT. Thank you!!

  17. I made this then realized I didn’t have any chips on hand. I wrapped it up in a tortilla, similar to bean and cheese burrito. Very good, I’ve made this before and it is great as a dip also.

  18. I saw this recipe in Pinterest, and had to try it. Unfortunately, I forgot my shopping list at home, so I bought what I could remember and altered the recipe a bit when I got home. Was still super yummy! Thank you for the inspiration! I tagged your recipe on my blog since your recipe is what inspired mine… I hope that is okay. 🙂

  19. Made this last night for Halloween to go with our traditional tortilla soup. Everyone loved it and I loved how easy it was! Thank you!

  20. I have made this a o many times since fin ding your recipe. It quickly became a family favorite. My husband asks for it. Thank you!!!!!!

  21. Looks yum!!! I want to make it as part of a birthday party & I’m trying to do as much prepping as possible. Do you think I can assemble this the night before but wait till baking it till before the party?

    1. Not sure if you missed my question but is like to make this for a party tom but can I assemble it tonight, cover & bake it tom?

  22. This looks like one of those party hits! I have 3 questions – 1) will this “stay” ok in oven for a while? 2) any tips on how to keep warm while people are eating it? 3) one person said that it hardened as it cooled – she used low fat cheese – would that matter (because I want to use low fat, as well).

    1. mrscat2013- You can keep it warm in a crock pot on a warm or low setting… And it can stay in the oven as long as the oven is a very low temp.. Like 175-200° F. Hope this helps!

  23. Made this last Sunday at 5 pm ,, the hole thing was gone bye 6 pm an there were only 5 of us 🙂 sooo good,,I added a couple chopped scallions to this for a little onion kick

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